Implementing knowledge: The impact of reading.
Applying what I learn: The impact of reading.
Self
Investing in yourself, including finance, physical & mental health and well-being.
Disclaimer: I am not a financial advisor, so please do not take the content as financial advice. I recommend you do your research and consult a professional investment advisor before making any investment decisions.
Stocks & Shares ISA: My Portfolio September 2022.
I have chosen to focus initially on investment funds to keep long term containing a diverse portfolio within the fund. In the future I plan on looking into some specific shares for their dividend payments.
Pensions: "To me; retirement means doing what you have fun doing." Dick Van Dyke.
A pension may not be anyones idea of fun but it is important to save for your retirement so you can enjoy it.
Growing my savings: Stocks & Shares ISA.
Savings rates here in the UK are generally low and with the recent rise in inflation a standard ISA or savings account giving you 1% a year just doesn't cut it.
Debt Avalanche vs Debt Snowball?: Don't leave your debts out in the cold.
According to The Money Charity in 2022 the average credit card debt per UK household stood at £2,192. How do you best pay it off?
Emergency Fund: A financial 'cheque' up.
The pandemic showed that nothing is certain in life and that I was in need of a financial back-up, an emergency fund.
Budgeting: A boring necessity.
During 2021 I realised that I needed to get control of my finances by using a budget to track my monthly expenses, debts and savings goals.