Emergency Fund: A financial 'cheque' up.
The pandemic showed that nothing is certain in life and that I was in need of a financial back-up, an emergency fund.
Richard Jones
Budgeting: A boring necessity.
During 2021 I realised that I needed to get control of my finances by using a budget to track my monthly expenses, debts and savings goals.
Coming soon to a blog near you...
This is Keeping up with the Jonesy, a brand new site by Richard Jones that's just getting started.